Cashy Shop operates this Site (https://cashyshop.com/) (collectively "Cashy Shop," "we," or "us") to provide you with information about us and the services we offer. Your access to and usage of the Site is subject to these Terms of Service. Please read the information here carefully. Continued usage of this Site represents your agreement to be bound by the Terms of Service set forth below. If you do not agree to the provisions of these Terms of Service, please do not continue to access and use the Site.
You agree that all information provided by you to Cashy Shop in connection with your access to and use of the Site is, and shall be, true, accurate, and complete to the best of your knowledge, ability, and belief. Cashy Shop reserves the right to terminate these Terms of Service, or to refuse, restrict, or discontinue service or access to the Site (or any portions, components, or features of the Site) to you or any other person or entity, for any reason or for no reason whatsoever, at any time, without notice or liability. Failure to comply with the Terms of Service may result in the immediate termination of your access to and use of the Site.
You are required to pay a certain amount of money (“Membership Fee”) to become a Cashy Shop Member. We offer no refund on Membership Fee or load credits. By becoming a Cashy Shop member, you will have access to the following services:
· e-loading service
· reward program
· referral program
With e-loading credits, you can buy loads from the Site. Nevertheless, we have the right to cancel your membership and refuse our service at any time for any reason we deem appropriate. You are completely responsible for maintaining the confidentiality of your account and any other user identifier (all of the foregoing, collectively, your "User ID") and any password used in line with your use of the Site. Also, you are completely responsible for all access and any activity that occurs through your User ID or password. You agree to immediately notify Cashy Shop of any unauthorized use of your User ID or password, or of any breach of Site security or of these Terms of Service, of which you become aware. Cashy Shop cannot and will not be liable for any loss or damage arising out of any unauthorized access or use of your User ID or password.
The services offered by Cashy Shop consist of mobile recharge, or Top-Up, to SIM Cards. Such services are provided on behalf of the mobile carriers on the Site and are subject to amendment and availability. You will be required to type in the mobile number to which any Top-Up is to be credited into the proper place(s) on the Site. You are completely responsible for ensuring that the mobile number has been correctly entered. You will then be required to choose the Top-Up monetary amount to be credited to the mobile number. The Top-Up mobile recharge cost varies depending on the amount of Top-Up to be sent based on the denominations, as shown on the Site. The total cost and amount of each Top-Up mobile recharge transaction will displayed on the Site before you are asked to confirm and finalize your purchase. The actual amount charged for the Top-Up transaction varies when an exchange rate is applied because of foreign exchange (FX) rate variations of carriers and payment processors between transaction time and settlement. Once your transaction has been confirmed, and payment is made successfully, the Top-Up mobile recharge is instantly sent and transmitted by Cashy Shop to the typed-in mobile number. An occasional short time-lapse may occur before the Top-Up is credited to the cited mobile number by the relevant mobile carrier. It is the sole responsibility of the appropriate mobile carrier to provide mobile recharge Top-Up services, not Cashy Shop. Therefore, they shall be solely liable to you and the Top-Up recipient. Once the mobile recharge transaction has been successfully completed, you will get a confirmation email, which will contain the Top-Up details. Due to the immediate use nature of a Top-Up, once a transaction is done, and the Top-Up sent to the typed-in mobile number, it cannot be cancelled, modified, refunded, or removed. All transactions done by Cashy Shop are final and are not subject to change. Top-Up can neither be refunded nor removed from the phone once sent. Therefore, it is essential to validate the mobile number you type in to ensure it is correct before completing a Top-Up transaction. Also, kindly note that any payment outside Cashy Shop or Cashy Shop's administrator is not a liability of Cashy Shop.
The Rewards Program enables members to get reward points for solving mathematical problems on Cashy Shop. For each correct answer, a member is rewarded with 1 Point. You can convert your points to cash based on the rate offered by advertisers that support the reward program. Also, Cashy Shop retains the right to forfeit any reward points or load credits based on sole discretion for any reason we deem fit.
Cashy Shop respects the intellectual property rights of others and expects you to do the same. You understand and agree that Cashy Shop owns, or (where appropriate) has been licensed by third parties to use, all rights, titles, and interests in and to the Site and the materials, features, opportunities, and services made available on or via the Site, and all information, data, databases, logos, graphics, images, text, sound recordings, audio and visual clips, software, and other materials contained therein, and the design, collection, selection, and arrangement thereof (collectively, the "Content"). You accept that the Content constitutes valuable proprietary information protected by relevant intellectual property and other proprietary rights, laws, and treaties of the Philippines, and that you get no form of ownership interest by accessing and using the Site, the Content, and/or the services. Such intellectual property and proprietary rights include various patents, copyrights, trademarks and service marks, trade dress protection, and trade secrets, and all such rights are and shall remain the property of Cashy Shop or its licensors and content-providers.
Cashy Shop grants you a limited license to access and personally use of the Site and the Content solely for legitimate purposes in line with the reasonably inferable intended purposes of the Site and the Content. Any other access to or usage of the Site or the Content constitutes a violation of these Terms of Service. Nothing in the Content should be construed as an offer to sell or solicitation of any offer to buy securities or other financial instruments or any advice or recommendation regarding any securities or financial instruments. Except as expressly stated in the Terms of Service, any modification, reproduction, redistribution, redisplay, retransmission, or other use of any aspect of the Site or of the Content in any other way or for any other purpose constitutes a violation of our intellectual property and other proprietary rights and is strictly prohibited. Other than as required to facilitate your personal usage of the Site, you may not reproduce, perform, make derivative works from, republish, post, upload, mirror, archive, retransmit, or redistribute in any way whatsoever any Content or any aspect of the Site without the express, prior written permission of Cashy Shop. Use of the Content, or any aspect thereof, on any other site or other networked computer environment is prohibited without the express, prior written permission of Cashy Shop. Accessing, using, or copying any aspect of the Site or of the Content via the usage of spiders, Web crawlers, bots, indexing agents, or other automated devices or mechanisms is strictly prohibited. You agree not to remove or modify any copyright notice, trademark, author attribution, or other notice placed on or contained within any of the Content. Except as expressly authorized by Cashy Shop in writing, in no event shall you reproduce, redistribute, copy, sell, resell or exploit for any commercial purpose, any aspect of the Site or the Content or access to or usage of the Site or the Content.
By submitting any information, Content or material to the Site or to Cashy Shop either by email, telephone, or other mode or medium of communication, or through access to and use of the Site or the Content (including access to, use of, and responses to, any available pages, applications, forms, bulletin boards, or surveys conducted by Cashy Shop, and submitting or posting comments, feedback, questions, suggestions, resumes, ideas, graphics, text, software, computer files or other material of any type), you thereby expressly grant, or warrant that the owner of such material has expressly granted, Cashy Shop a perpetual, royalty-free, fully-paid, irrevocable, non-exclusive right and license to use, make, reproduce, modify, make derivative works from, publish, adapt, translate and distribute such material worldwide and to incorporate it in other works in any form, media or technology.
In line with your access to and usage of the Site and that of any person authorized by you to use the Site, you are completely responsible for compliance with all relevant laws, regulations, and policies of all relevant jurisdictions. Due to the global quality of the Internet, you agree to comply with all relevant local rules regarding online conduct and acceptable Content. Specifically, you agree that by or while accessing or using the Site, you will not:
- Disrupt or interfere with any aspect of the Site or its operation or availability, or tamper with the Content;
- Post or transmit any unlawful, defamatory, fraudulent, libelous, obscene, pornographic, threatening harassing, abusive, , profane, hateful, offensive, or otherwise objectionable information of any kind, including any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national, or foreign law;
- Post, share or transmit any information or Content that is invasive of privacy or publicity rights or that violates in any way the rights of others;
- Post, share or transmit any advertisements, solicitations, chain letters, pyramid schemes, investment schemes, or other unsolicited commercial communication, or engage in spamming, flooding, or any denial of service attack;
- Post, share or transmit any data or information out of the country in which you reside in violation of applicable law; or
- Post, share, or transmit any information or software containing a virus, trojan horse, worm, or other disabling device or malicious component.
The above assurances by you shall survive termination of these Terms of Service.
The Site may feature certain hyperlinks that link to other sites that are not under the control of Cashy Shop. Cashy Shop does not endorse or sponsor such sites and is not responsible for the availability, accuracy, Content, or any other aspect of such sites. Cashy Shop disclaims all liability for such sites, for all access to and use thereof, and for the use of the links to such sites. Cashy Shop also disclaims all liability and makes no representations or warranties concerning any services made available, sold, or provided to you by any third party. Your usage of other sites, and the decision to contribute to, or purchase services on or via such sites is at your own risk. You agree not to bring any form of suit or claim against Cashy Shop arising from or based upon any such use of other sites.
You agree to indemnify, defend, and hold Cashy Shop, and the officers, directors, employees, and agents of Cashy Shop, harmless from and against all demands, claims, suits, or other proceedings, and all resulting damage, loss, cost, liability, and expense (including reasonable attorneys' fees), made by any third party owing to or arising out of Content, data, or information that you have submitted, posted to, or transmitted via the Site, your access to and usage of the Content, the Site, and other materials, and services available on or via the Site and Cashy Shop, your breach of these Terms of Service, or your breach of any rights of another. Cashy Shop reserves, and you grant to Cashy Shop, the right to assume exclusive defense and control over any matter subject to indemnification by you. All duties and rights of indemnification that are outlined herein shall survive termination of these Terms of Service.
The Site and the Content, alongside all materials and services available on or via the Site and Cashy Shop, are provided "as is" and "as available," without any warranties or guaranties, express or implied. Cashy Shop disclaims all warranties, including any implied warranty of merchantability and fitness for a particular purpose, title, and non-infringement. Cashy Shop does not represent, warrant, or covenant that the Site or any materials, Content, or services available on or through the Site or through Cashy Shop are or will be accurate, current, complete, reliable, or appropriate for any usage to which you may choose to put them, or that they are or even will be available on an uninterrupted and error-free basis, that defects will be amended, or that the Site and the materials, Content, and services available on or via the Site and Cashy Shop are free of viruses or other disabling devices or harmful components.
These Terms of Service are governed by and are to be construed under the laws of the Republic of the Philippines.
Cashy Shop may update these Terms of Service from at any time to incorporate additional terms specific to additional features, materials, opportunities, or services that we may make available on or through the Site. You should view these Terms of Service often to stay informed of changes that may affect you, as your continued use of the Site signifies your continuing consent to be bound by these Terms of Service, as so amended.
Your privacy is important to Cashy Shop. Therefore, it is our policy to respect your privacy regarding any information Cashy Shop may collect from you across our Site.
• Personal data
"Personal Data" refers to identifying information about you, including your name, email address, credit card details, and other payment information. Cashy Shop may also collect device data, such as your IMEI number and the names of the apps you have installed on your device. The provision of your Personal Data to Cashy Shop is voluntary. Nevertheless, if you do not provide Cashy Shop your Personal Data, Cashy Shop will not be able to provide services or accept payments from you.
• Device data
Cashy Shop may also collect data about the device you’re using to access our Site. Such data may include the device type, unique device identifiers, device settings, list of installed mobile apps, operating system, and geo-location data. What Cashy Shop collects can depend on the individual settings of your device and software. Cashy Shop recommends that you check the policies of your device manufacturer or software provider to learn what information they make available to Cashy Shop.
• Log data
Whenever you visit our Site, our servers may automatically log the standard data provided by your web browser. Such data may include your computer’s IP address, the pages you visit, the time and date of your visit, the time spent on each page, your browser type and version, and other details.
Cashy Shop may collect, hold, use, disclose and process your information for business and activities of Cashy Shop which shall include, without limitation the following (the “Purposes”):
- to validate and/or process payments;
- to provide, develop, and enhance what is necessary to meet your needs;
- for internal administrative purposes, which include auditing, data analysis, and database records;
- to respond to questions, comments, and feedback from you; and in line with any applicable laws permitting the use, collection, disclosure, and processing of Personal Data;
- to help you to customize or personalize your Site or service experience;
- to deliver the services to you;
- to contact and communicate with you;
- for the sake of analytics, market research and business development, including to operate and improve our Site, related applications, and related social media platforms;
- to run competitions and/or offer any additional benefits to you for using our Site or services;
- for the sake of advertising and marketing, which includes sending you promotional information about our services and information about third parties that Cashy Shop considers may be of interest to you; and
- to comply with our legal obligations and settle any disputes that Cashy Shop may have.
Cashy Shop may disclose your Personal Data to:
- third-party service providers for the purpose of enabling them to provide their services, including IT service providers, data storage, web-hosting and server providers, fraud prevention, debt collectors, maintenance or problem-solving providers, marketing or advertising providers, professional advisors, and payment systems operators;
- sponsors or promoters of any competitions Cashy Shop runs; and
- courts, regulatory authorities, tribunals, and law enforcement officers, as required by law, in line with any actual or prospective legal proceedings, or to establish, exercise or defend our legal rights.
You have the right to restrict the collection or usage of your personal information. If you have previously agreed to Cashy Shop using your personal information for direct marketing purposes, you may change your mind at any time by contacting us. If you ask Cashy Shop to restrict or limit how Cashy Shop processes your personal information, Cashy Shop will let you know how the restriction affects your use of the Site or services.
You may request to see the details of the personal information that Cashy Shop holds about you. You may request to get a copy of the personal information Cashy Shop holds about you. Where possible, Cashy Shop will provide this information in CSV format or other easily readable machine format. You may request that Cashy Shop erases the personal information Cashy Shop holds about you at any time. You may also request that Cashy Shop transfers this personal information to another third party.
You may unsubscribe from our email database or opt-out of communications (including marketing communications). To do this, please contact us or opt-out using the opt-out facilities provided in the communication.
Cashy Shop use "cookies" to collect information about you and your activity across our Site. A cookie helps us serve you Content based on preferences you have specified. You can opt out of this feature by adjustment your browser setting. However, doing so may affect your access to certain parts of our Sites and service